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Monday, November 26, 2018

More Money in My Purse, Neither Luck Nor Skill Nor Chance

Another $50 in my pocket is due to a decision. I had bought various things and decided I did not need the items. So, by returning items, I recovered $50.

I love the luck involved in winning $100. I love winning with my skill like when I won $100 and a trophy for winning the Senior Spelling Bee. I love winning when I only get bragging rights.

However, this Friday when I thought about what I had spent money on, things I did not need and really did not want, I faced another win. I got a refund and instantly "won" that $50 and put it back into my purse.

I could have justified spending--I deserve it. It's Christmas. I will cut back somewhere else. I just won groceries, so I will not need to buy lots of groceries. But, it is so pretty.

It is so easy to justify spending. I am quite sure many of the people in major credit card debt justified their spending.

My smart decision in returning things and recovering money counts as a $50 win/gain for me.

Do you ever justify spending and get into trouble? Do you ever come to your senses and return the item, recovering the money? Do you ever count this as a win in your financial life?

23 comments:

  1. I am rarely an impulse buyer, plus I hate shopping so I only go when I truly need something.

    ReplyDelete
    Replies
    1. Anne,
      This purchase was NOT an impulse buy. I did not make a special trip for it. I bought it when I needed something else and thought I needed/wanted this. Oh, I had planned to get it. Then, I thought better of the purchase the next day.

      Delete
    2. I am still sitting on an Instapot that I asked for and thought I wanted. I got it last year at Christmas and it is still unused. I am guilty of the want vs need on this one. I still hate shopping but went today and did pick up 1 item that was unplanned. I found a really cute initialed compact for one of the DIL's. It was inexpensive and will make a good filler present, but it was an impulse buy. I had already posted on your blog about not being an impulse buyer. Like every single time I say I don't do something, I make a liar of myself! Damn cute compact!

      Delete
    3. I am still on the fence with the Instapot. Okay, just come here and make a liar of yourself. Do the dil's read your blog?

      Delete
    4. I don't know how I ever got along without my Instant Pot! Try the New York cheesecake or 40 min pinto beans or 5 min corn on the cob. Want a recipe? Go online or youtube.

      Delete
    5. Oh, and did I mention IP yogurt?

      Delete
    6. Tewshooz,
      Now you are tempting me!

      Delete
  2. When I was a lot younger a bought some clothing on sale and then didn't like it but I didn't realise I didnt like it until it was too late to return. These days I would rather pay full price for something I really want than waste money on cheap things I think I like more than I actually do because they are cheap.

    ReplyDelete
    Replies
    1. kylie,
      I think everyone might have done that at least one time. Liking clothes and feeling happy in clothes is more important that getting it cheap and then being miserable if you now have to wear it. At least you now understand.

      Delete
  3. Buyers remorse and I are well acquainted.

    ReplyDelete
    Replies
    1. Tewshooz,
      Hopefully, your buyer's remorse, like mine, occurred soon enough to reverse the buy.

      Delete
    2. I have been able to return everything except my first husband

      Delete
  4. Smart move to return what is neither useful, or will truly be loved.

    ReplyDelete
    Replies
    1. Sam,
      The problem is it could be useful and loved, but I just was not feeling any pleasure with the spending. But, I do not miss what I returned!

      Delete
  5. I grew up in a home where our mom taught us all about wants and needs. I don't think any of us have ever parted from these lessons. I sure saved me from thinking I could have everything I wanted!

    ReplyDelete
    Replies
    1. tana50,
      You are lucky to have a mother teach you valuable lessons.

      Delete
  6. I don't think I've ever returned something once purchased. I have bought things on the justification it was an emotional emergency ad said object would cheer me up.

    ReplyDelete
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Okay, hoping the annoyances have gone away.